Orthodontic insurance coverage differs from general dental benefits in several key ways. While regular dental benefits typically reset annually, orthodontic coverage usually provides a lifetime maximum benefit that applies to the entire course of treatment.
Most orthodontic insurance plans cover a percentage of treatment costs up to a specified maximum amount. This coverage typically ranges from 25% to 50% of the total treatment fee, with lifetime maximums commonly between $1,000 and $3,000. Our team will help you understand your specific coverage details before beginning treatment.
Our office will verify your insurance benefits before your initial consultation. This allows us to provide you with accurate information about your coverage during your first visit. We’ll explain:
This thorough verification process helps eliminate surprises and allows you to make informed decisions about your orthodontic care.
We verify and explain your orthodontic insurance coverage before treatment, so you know exactly what’s included.
Maximize your insurance benefits by coordinating multiple plans to reduce your total costs.
For remaining balances, choose from no-interest payment plans, third-party financing, and family discounts to fit your budget.
We commonly collaborate with other healthcare professionals to offer specialized care for complex dental cases and are committed to providing the best for your patients.
Orthodontic insurance usually offers a lifetime maximum benefit that applies to the entire treatment, whereas general dental benefits reset annually. Coverage typically ranges from 25% to 50% of costs with limits between $1,000 and $3,000.
These are the insurance companies Dr. McCullum is in network with: Aetna, DNOA (Blue Cross/ Blue Shield), Cigna, Delta Dental, Guardian, Humana, MetLife, Principal, GEHA, United Concordia, United Healthcare. We will work with other insurance companies as well for your convenience.
Yes. These tax-advantaged accounts let you use pre-tax dollars for qualified medical expenses like orthodontics. We provide all necessary documentation to help with your reimbursement.
Absolutely. We submit claims, manage ongoing communication with insurers, resolve any issues, and ensure payments are processed smoothly so you can focus on your treatment.
McCullum Orthodontics is conveniently located in Jeffersonville, Indiana, serving patients throughout southern Indiana and the greater Louisville area.
ABOUT
Dr. Heather McCullum brings advanced orthodontic care to Jeffersonville and southern Indiana. With over a decade of experience, she offers personalized, comprehensive orthodontic services, including braces, clear aligners, and early orthodontic treatment. At McCullum Orthodontics, your treatment is customized for your needs and lifestyle. Dr. McCullum combines cutting-edge technology with personalized, compassionate care to help patients of all ages achieve healthy, beautiful smiles in a welcoming environment.
Schedule your free consultation today and discover the difference personalized orthodontic care can make.
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