Investing in your smile is an important decision—and we’re here to help make it feel manageable. At McCullum Orthodontics, we offer a wide range of flexible payment options designed to support families throughout Jeffersonville and southern Indiana. Our goal is to help make high-quality care feel more accessible, without added financial stress.
We understand that every family’s financial situation is unique. That’s why we create customized payment plans tailored to your treatment needs and budget goals. Options may include:
To make managing your payments simple and convenient, we accept:
A courtesy discount is available for patients who choose to pay in full at the start of treatment.
Families who have multiple members in treatment may qualify for a special discount on additional treatment plans.
If you're moving from another orthodontist, we’ll work with you to apply credit for payments you’ve already made and make your transition smooth.
We commonly collaborate with other healthcare professionals to offer specialized care for complex dental cases and are committed to providing the best for your patients.
For patients seeking additional flexibility beyond our in-house payment plans, we work with respected third-party financing companies that specialize in healthcare expenses. These options often provide extended payment terms, sometimes up to 30 months, various interest rate options based on credit history and repayment terms, quick application processes with immediate decisions in most cases, and online account management for convenient payment tracking. Our financial coordinator can provide information about these options and help you with the application process if desired.
Many patients maximize their savings by using tax-advantaged accounts to pay for orthodontic treatment. Health Savings Accounts (HSAs) are available if you have a high-deductible health plan and allow setting aside pre-tax dollars for qualified medical expenses, including orthodontics. Using HSA funds can provide significant tax savings. Flexible Spending Accounts (FSAs), typically offered through employer benefits packages, also allow setting aside pre-tax dollars for medical expenses, with special provisions often allowing reimbursement throughout your treatment period. Our team can provide the documentation you need to submit to your HSA or FSA administrator, making the reimbursement process straightforward.
Before beginning treatment, you'll receive a comprehensive breakdown of all costs associated with your orthodontic care. We believe in complete transparency, so you'll never encounter hidden fees or unexpected expenses during your treatment journey. Our treatment coordinator will clearly explain the total investment for your specific treatment plan, your estimated insurance contribution if applicable, your out-of-pocket responsibility, all available payment options, and any available discounts you qualify for. This thorough explanation ensures you can make informed decisions about your orthodontic investment.
Financial considerations shouldn't stand between you and the smile you deserve. Dr. McCullum and our team are dedicated to finding payment solutions that work for every budget. With our range of flexible payment options, orthodontic treatment can be more affordable than you might expect. When our Jeffersonville office opens, we look forward to discussing your orthodontic needs, creating a financial plan that fits your budget, providing care backed by Dr. McCullum’s 13 years of orthodontic expertise, and offering a genuine commitment to making quality treatment accessible. We're excited to partner with you on your journey to a healthier, more confident smile.
McCullum Orthodontics is conveniently located in Jeffersonville, Indiana, serving patients throughout southern Indiana and the greater Louisville area.
ABOUT
Dr. Heather McCullum brings advanced orthodontic care to Jeffersonville and southern Indiana. With over a decade of experience, she offers personalized, comprehensive orthodontic services, including braces, clear aligners, and early orthodontic treatment. At McCullum Orthodontics, your treatment is customized for your needs and lifestyle. Dr. McCullum combines cutting-edge technology with personalized, compassionate care to help patients of all ages achieve healthy, beautiful smiles in a welcoming environment.
Schedule your free consultation today and discover the difference personalized orthodontic care can make.
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